Privacy Policy

Privacy Policy for nitishverma.com

Last Updated: April 22, 2026

At nitishverma.com, we are deeply committed to protecting your personal information and your right to privacy. This comprehensive Privacy Policy is designed to provide you with a transparent overview of how we collect, use, store, and safeguard your data. Our practices are built to align with stringent global data protection standards, including the General Data Protection Regulation (GDPR) for European residents, the California Consumer Privacy Act (CCPA/CPRA) for California residents, and the Digital Personal Data Protection Act (DPDPA) 2023 of India.

By accessing our website, purchasing our digital products (eBooks, Planners, and Printables), or engaging in our professional consulting services, you signify your explicit acceptance of the terms outlined in this policy. We encourage you to read this document in its entirety to understand your rights and our obligations.

1. Comprehensive Categories of Information We Collect (CCPA/CPRA Compliance)

In accordance with the CCPA/CPRA, we disclose the specific categories of personal information we have collected from our users over the past 12 months. This collection is necessary to provide you with a high-quality, personalized experience.

  • Identifiers: This includes your full legal name, primary email address, mobile number, and your unique Internet Protocol (IP) address. We collect these to identify you as a legitimate user and to prevent unauthorized access to our digital assets.
  • Commercial Information: We maintain detailed records of the digital products you have purchased, such as specific productivity planners or business eBooks. This category also includes your transaction history, which helps us provide you with “Lifetime Access” updates and post-purchase support.
  • Billing & Invoicing Data (Managed via Zoho Invoice): To fulfill our legal obligations under Indian taxation laws (GST/VAT), we collect your physical billing address and relevant tax identification numbers. This information is processed exclusively through Zoho Invoice to ensure that you receive professional, tax-compliant receipts for every transaction.
  • Internet or Other Electronic Network Activity: We track how you interact with our platform. This includes your browser type, browser version, specific pages visited (e.g., the “Checkout” page or a specific blog post), the date and time of your visit, and the duration of your stay. This data is used to optimize site performance and improve user navigation.
  • Inferences Drawn from Personal Information: We may use the information collected above to create a profile reflecting your interests. For example, if you frequently purchase “Digital Planners,” we may infer that you have a strong interest in productivity and time management, allowing us to suggest relevant future releases.

2. Lawful Basis for Processing (GDPR & DPDPA Compliance)

Under the GDPR and India’s DPDPA 2023, we must have a “lawful basis” to process your personal data. We rely on the following foundations:

  • Performance of a Contract: The primary reason we process your data is to fulfill the agreement we have with you. For instance, we need your email address to deliver the unique, secure download links for the eBooks or Planners you have purchased.
  • Consent: We process your data for marketing purposes only when you have given us your explicit, “opt-in” consent. This includes subscribing to our newsletter or participating in promotional giveaways. You have the right to withdraw this consent at any time.
  • Legal Obligation: We are required by the Government of India to maintain accurate financial and accounting records. Your billing data in Zoho Invoice is kept to satisfy these mandatory audit and tax requirements.
  • Legitimate Interests: We process certain data for our legitimate business interests, such as protecting our intellectual property from piracy, preventing fraudulent transactions, and conducting internal analytics to improve the overall quality of our digital offerings.

3. Detailed Usage of Your Data

We use the information we collect in various ways to serve you better and maintain the integrity of our platform:

  • Seamless Order Fulfillment: We use automation to ensure that as soon as your payment is confirmed, a unique and secure download link is generated and sent directly to your inbox. This minimizes waiting time and ensures immediate access to your resources.
  • Professional Accounting and Transparency: By integrating with Zoho Invoice, we automate the generation of tax-compliant receipts. This ensures that your financial records are accurate and that you have a valid proof of purchase for your own business or tax filings.
  • Enhanced Customer Support: Your contact information allows our support team to respond effectively to your inquiries. Whether it’s a technical issue with a PDF file or a question about a consulting milestone, having your data helps us provide personalized assistance.
  • Strategic Marketing and Updates: With your consent, we send you “Productivity Tips,” “Special Offers,” and “New Release” updates. We strive to make this content valuable and non-intrusive. You can manage your preferences or unsubscribe at any time via the “Manage Subscription” link in our emails.

4. Data Sharing and Our No-Sale Declaration

We value your trust and do not treat your personal data as a commodity.

  • No Sale of Data: In accordance with CCPA, we confirm that we do not sell, rent, or trade your personal information to third parties for monetary or other valuable consideration.
  • Service Providers (Essential Partners): We share your data only with verified third-party providers who are essential for our operations:
    • Payment Gateways: For domestic transactions in India, we use Razorpay and PayU. For our global audience, we utilize PayPal. These providers are PCI-DSS compliant, ensuring that your credit card or bank details are never stored on our servers.
    • Zoho Invoice: To facilitate automated billing, customer management, and tax compliance.
  • Security Measures: Our website is protected by industry-standard SSL (Secure Socket Layer) encryption. This ensures that any data transmitted between your browser and our server—be it login credentials or billing info—is encrypted and shielded from malicious actors.

5. Your Global Privacy Rights Explained

Regardless of where you live, we believe you should have control over your data.

A. European Union (GDPR)

  • Right to Erasure: Also known as the “Right to be Forgotten.” You can request that we delete all your personal data from our systems (excluding data we are legally required to keep for tax purposes).
  • Data Portability: You have the right to receive your data in a structured, commonly used, and machine-readable format so that you can transfer it to another service provider.
  • Right to Restrict Processing: You can ask us to temporarily stop processing your data if you believe the data is inaccurate or being handled unlawfully.

B. California, USA (CCPA/CPRA)

  • Right to Know: You can request a report on exactly what categories and specific pieces of information we have collected about you over the past 12 months.
  • Right to Correct: If you find that the information we hold is inaccurate, you have the right to request a correction.
  • Right to Non-Discrimination: We will never penalize you or provide a lower quality of service because you chose to exercise your privacy rights.

C. India (DPDPA 2023)

  • Right to Nominate: In the unfortunate event of death or incapacity, you have the right to nominate another individual to manage or exercise your data rights on your behalf.
  • Grievance Redressal: You have the access to a formal grievance redressal mechanism. If you are unsatisfied with how your data is handled, you can approach our Grievance Officer.
  • Withdrawal of Consent: You can withdraw your consent for any data processing that is based on consent at any time, easily and without penalty.

6. International Data Transfers and Safety

Because we serve a global community and utilize world-class tools like PayPal and Zoho, your data may be transferred to and processed in countries outside your own. We ensure that such transfers are protected by Standard Contractual Clauses (SCCs) or other legal mechanisms that guarantee a level of data protection equivalent to the standards required by the GDPR and the DPDPA.

7. Children’s Privacy and Parental Controls

Our website, digital planners, and eBooks are designed for professionals and students and are not intended for children under the age of 18 (or 13 in the United States). We do not knowingly collect or solicit personal information from children. If we discover that we have inadvertently collected data from a child, we will take immediate steps to delete that information from our records.

8. Strict Data Retention Policy

We do not keep your data longer than necessary. Our retention periods are as follows:

  • Accounting and Financial Records: We are required by the Income Tax Act of India to retain all billing and transaction data in Zoho Invoice for a minimum period of 8 years.
  • Access to Digital Assets: We retain your purchase history and account details for as long as your account is active. This is essential to fulfill our promise of providing you with “Lifetime Access” and future updates to the eBooks and Planners you have purchased.

9. Contact Us & Grievance Redressal

If you have any questions about this Privacy Policy, wish to exercise your legal rights, or have a complaint, please contact our Grievance Officer (as required by the DPDPA) or our Data Controller:

  • Name: Nitish Verma
  • Designation: Data Controller & Grievance Officer
  • Email: info@nitishverma.com
  • Postal Address: Sundarpur Bapu Chowk, Darbhanga, 846004, Bihar, India.
  • Response Timeline: We aim to acknowledge all privacy-related inquiries within 48 hours and provide a full resolution within 30 days.

By continuing to interact with nitishverma.com, you acknowledge that you have read, understood, and agreed to the practices described in this Privacy Policy.